Top 10 Health Insurance Companies in USA [2022 Update]

Health Insurance

Health 100 Best HEALTH INSURANCE COMPANIES IN USA; Hello guys, you will get to learn that there are a lot of private healthcare insurance companies in the USA through this article. We have decided to let the cat out of the bag by compiling the list of top 10 insurance companies in the US to help you decide on the one that is the best fit for you.

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Nonetheless, insurers of life/annuity and property/casualty also write this coverage which is usually referred to as accident and health insurance, as stated by the Insurance Information Institute.

According to the NAIC’s 2022 data collected, the following are the top 10 health insurance companies in the USA.

Top 10 Health Insurance Companies in USA

1. UnitedHealth

Being a diversified health and well-being company, the UnitedHealth Group’s major potentials include clinical expertise, advanced technology, data, and health information.

It will interest you to know that the UnitedHealth Group serves many clients and consumers in the US, alongside more than 120 other countries through two different platforms. This means that the UnitedHealthcare offers healthcare coverage and unique benefits, while its information and technology-enabled health services is provided through its third-party, Optum.

Interestingly, the UnitedHealth group has been reported to invest more than $4 billion in technology and innovation. They also extend their capability to process approximately 1.1 trillion transactions annually.

2. Kaiser Foundation

Kaiser Foundation Health Plan, Inc. operates majorly as a non-profit healthcare organization. The organization is known for making provisions for allergy, audiology, cardiology, dermatology, oncology, pain management, hospice, laboratory, nephrology, occupational therapy, pediatric rehabilitation, and pharmaceutical services.

3. Anthem, Inc

Anthem, Inc. is also one of the top 10 health insurance companies in USA that is dedicated to improving lives in the communities, hence making healthcare simpler. Its affiliate has been noted to serve more than 106 million people. Basically, Anthem Inc is committed to being the most innovative, valuable, and inclusive partner for health insurance.

The group’s affiliated health plans have created several HMOs, PPOs, network-based dental products, hybrid, and specialty products, alongside health plan services that combine the attributes consumers often find benefitting with effective cost control techniques.

Luckily, individual members and employer groups can feel better about selecting from basic and comprehensive plans to meet their specific demands. Alongside that, a broad range of other related specialty products and services is also made available.

4. Centene Corp

Centene Corporation is a diversified and multinational healthcare company that provides a wide variety of services to government-sponsored healthcare programs, thus focusing on uninsured and underinsured individuals. It operates in over 50 states and three international markets. Also, it has over 25 million managed care members.

Centene operates local health plans and offers a portfolio of health insurance solutions as well. Also, it collaborates with other known healthcare and commercial organizations to provide specialty services that range from behavioral health, dental benefits, life and health, and pharmaceutical benefits management to a care management software, correctional healthcare services, in-home health services, specialty pharmacy, managed vision, and telehealth services.

5. Humana

Humana’s cultural foundation is correlated to helping members attain their best health insurance by providing personalized, simplified, whole-person healthcare experiences.

They also ensure that each person, family, and community’s healthcare benefits continue to evolve and be recognized.

They are one of the top 10 health insurance companies in the USA that creates innovative solutions and useful resources to trigger a healthy lifestyle.

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6. CVS Health

CVS Health is another healthcare innovation company with the objective of helping people on their path to better health. Also, it pioneers a new approach to total health through its health services, plans, and community pharmacists

CVS has been disclosed as having more than 9,900 retail locations, 1,100 walk-in medical clinics, a dedicated senior pharmacy care business serving more than one million patients per year, expanding specialty pharmacy services, a pharmacy benefits manager with about 100 million plan members, a diversified healthcare benefits company serving about 23.4 million medical members, and a standalone Medicare Part D prescription drug plan.

7. Health Care Service Corporation (HCSC)

Health Care Service Corporation (HCSC) is a mutual legal reserved company and it is said to be the largest customer-owned health insurance practitioner in the State. The company has reported serving over 16 million members in the country across five states Illinois, Montana, New Mexico, Oklahoma, and Texas. They also reported employing over 23,000 people in over 60 local offices.

HCSC provides a portfolio of life and health insurance products, alongside other related services through its affiliates and subsidiaries like the Dearborn Group, Dental Network of America, Medecision, HCSC Insurance Service Company, Availity, Prime Therapeutics, and TriWest Healthcare Alliance.

8. Cigna Health

Cigna Corporation is a global health insurance organization having over 165 million customer and patient relationships in about 30 countries and jurisdictions.

Its basic insurance plans and products include healthcare insurance for individuals and families, Medicare plans, dental insurance plans, Medicare supplemental plans, and international health insurance.

9. Molina Healthcare, Inc

Molina Healthcare focuses exclusively on government-sponsored healthcare programs mostly for qualified individuals and families. The company partners with the state governments to serve a health plan that provides various quality healthcare services to individuals and families.

Molina provides health plans in California, Florida, Illinois, New york, Michigan, New Mexico, Ohio, South Carolina, Texas, Wisconsin, Utah, Washington, and Puerto Rico.

Also, the company offers a Medicare product and has been recommended in many states to join in dual demonstration projects. This is done to manage the care of those eligible for Medicaid and Medicare.

10. Independence Health Group

Independence Health Group, along with its subsidiaries located in Philadelphia, serves over 10 million clients in 27 states, including the District of Columbia.

A quarter of its customer network has its base in the south-eastern Pennsylvania. Besides, the company serves several employer groups that range from small and midsize enterprises to national corporations.

Among the services offered by the Independence, health group includes commercial, Medicare, and Medicaid coverage, workers’ compensation, pharmacy benefits management, and third-party benefits administration.

It is noteworthy that this company is an independent licensee of the Blue Cross and Blue Shield Association.

We believe you’ve found this article interesting, and have found one of the top 10 health insurance companies in the USA that satisfy your needs. Let us know if you have any questions, and we will be sure to respond to you.

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